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Messages from your Insurance Representative

04/2011	Insurance Information Newsletter - Please Review Information on the NEW Disability Product   |   Disability Product Announcement
03/2010	Why Waste Insurance on Kids
02/2010	An insurance message from the Supreme Grand Knight A Strong Sheild
	An added benefit of Long-Term Care insurance As life expectancy increases, the number of people in need of long-term care, in their homes or outside facilities, has grown also. Since its addition to the Order’s product portfolio in 2000, long-term care (LTC) insurance has provided the Order with an excellent opportunity to further serve Knights and their families.
	Teach your children well Raising children is probably the hardest job you’ll ever take. It requires you to wear more hats than you ever thought possible. Cook, chauffeur, nurse, counselor and many more… and that’s often in one morning. One of the most important roles you accept as a parent is that of a teacher.
	Don’t wait, act today When you’re family is hungry, you see that this need is taken care of quickly. You don’t put it off until tomorrow, you act immediately to the best of your ability. As a provider to your wife and children, your responsibilities are great and your time is spread thin.
	Facts about life insurance September is Life Insurance Awareness Month.  To help educate consumers about the need for and value of adequate life insurance protection, the Life Insurance Market Research Association (LIMRA) has published the following five facts.
	Retirement balancing act Think of retirement as a three-legged stool. In order to maintain balance, you need all three legs… or there is a real possibility of a crash!
	Only having “through work” insurance doesn’t work Do you know anyone whose life has been drastically changed by the recent recession and economic downturn?  With unemployment numbers rising, (the jobless rate was 8.1 percent in Feb. 2009, the highest since 1983), it’s very likely that someone in your immediate or extended family or group of friends is facing financial uncertain now. With this uncertainty, there is a real possibility that you (or your spouse) could lose your job or change employers.
	‘Right to Apply’ helps widows in need The laws and rules of our Order, as well as state (provincial) laws, specify that the Knights of Columbus may accept insurance applications only from Knights of Columbus members. As a member, you may apply for insurance on yourself, your wife and your dependent, minor children.
	Basic knowledge on insurance products For this month’s column, I thought a little “Life Insurance 101” might be beneficial.
	Different life stages, changing needs Paying for college for your children may be one of your family’s current needs.  You may be concerned about a comfortable, worry-free retirement.  You may wonder if needing costly long-term care will deplete your hard-earned assets.  You want to have something to leave for your wife, children or grandchildren.
	Renew what’s important to you Spring is a time for renewal. Trees and plants will soon be blooming, and many animals will shake off the cold and become active again. As the winter doldrums end, you’ll be ready to get outside with your family, too, and be part of this renewal.
	Insurance check-up for 2010 Can you believe it will soon be 2010? I hope that 2009 was a healthy, prosperous year for you and your family. It’s said that time flies, and the older we get, the more that statement seems true.  As we review the past year and prepare to welcome a new one, we wonder where the time goes.